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Get Adequate Protection for Your Daycare Employees
Your staff cares for little ones every day of the week to the best of their ability. It is now time for you to show them that you care by providing adequate workers' compensation insurance designed to protect them in the event of an injury occurring at work. Not only is it in their best interests, but it also protects you as an employer. It's even required by law.
Requirements for Your Day Care Center
The requirements for workers' compensation insurance vary from state to state, but it is required in Minnesota. Work Comp generally meant to provide for your day care staff in the event that they are injured or become ill on the job. There is a wide range of possible injuries that can occur in a day care center, so the importance of this insurance cannot be overstated. Your staff may be subject to back injury caused by constant lifting of children, airborne viruses that are commonly spread in child care environments, and a number of other hazardous factors that creep into the daycare environment on a daily basis.
Your Responsibility as an Employer
If one of your staff members is injured on the job, it is your responsibility to enable them to seek emergency medical assistance. This involves facilitating transport to the nearest medical facility if necessary and ensuring that their job is protected for the duration of their recovery. It is also important to note that any workplace-related injuries must be reported as such. This is why you have the insurance in the first place, so you will not want to neglect your role in this regard. If you do not believe your facility is responsible for the injury, you will want to contact legal counsel for advice.
Your staff has the right to seek treatment for any injury that results from common work-related duties. They should feel free to do so without worrying that their job will be lost or that you, as their employer, will retaliate against them in any way. This is a provision of the law that goes hand in hand with the insurance itself. Remember that this does not mean you will need to pay wages for all of this time off work as that is where the state insurance fund comes into play. In addition, disability insurance will kick in after a certain period of time.
Make Sure You're Covered
Ensure that you have adequate workers' compensation protection for your day care center today. It not only protects your employees, but it also protects your legal interests and peace of mind.
