Farm insurance that covers more than just the land.
Farming isn’t just your livelihood—it’s your way of life. From equipment to outbuildings to liability, farm insurance helps protect what you’ve worked hard to build. We work with farmers across Minnesota, Iowa, and Wisconsin to create coverage that reflects the real risks of rural life.
What does farm insurance cover?
Farm Property Coverage
Protects the physical structures and equipment on your farm, whether it’s a family homestead or a large-scale operation.
- Barns, sheds, and silos
- Tractors, combines, and implements
- Fencing and irrigation systems
Farm Liability Insurance
Covers bodily injury or property damage claims from visitors, hired hands, or neighbors. It’s essential for protecting your farm’s financial future.
- Slip-and-fall claims
- Livestock-related incidents
- Farm product liability
Crop and Livestock Coverage
Optional protection for income-generating assets like crops and animals. These coverages help manage losses from weather or disease.
- Hail, drought, or flood damage
- Livestock illness or death
- Theft or accidental loss
Farm Auto Insurance
Covers vehicles used for farm work or to transport goods. It’s separate from your personal auto coverage and tailored for agricultural use.
- Trucks and trailers
- Grain haulers and utility vehicles
- On- and off-road protection
Common questions about farm insurance.
Can I combine home and farm coverage?
Yes. Many farm policies can bundle your residence with your agricultural buildings and equipment under one plan.
Is farm insurance required by law?
While it’s not legally required, most lenders and co-ops will require proof of insurance—and it’s strongly recommended.
Do I need crop insurance separately?
Crop coverage is usually an add-on or a separate policy, depending on your operation. We’ll help you decide what makes sense.
Will my farm policy cover part-time help or employees?
Learn MoreIt can—just let us know how your team operates, and we’ll make sure your liability coverage includes what you need.
